FSCS in-default register

Essex County Loans Limited t/a Essex County Mortgages and Just Money

Declared in default22 September 2011FRN 474937

What this means for you

Because Essex County Loans Limited t/a Essex County Mortgages and Just Money has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Essex County Loans Limited, trading as Essex County Mortgages and Just Money (FRN 474937), was declared in default by the Financial Services Compensation Scheme on 22 September 2011. The firm's specific financial products cannot be determined from available records. Former customers may be eligible for FSCS compensation up to the applicable limits depending on the product type they held with the firm.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.