FSCS in-default register

APTCO Trading Limited formerly Your Personal Finance Limited

Declared in default25 July 2013FRN 310145

What this means for you

Because APTCO Trading Limited formerly Your Personal Finance Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

APTCO Trading Limited, formerly trading as Your Personal Finance Limited (FRN 310145), was declared in default by the Financial Services Compensation Scheme on 25 July 2013. The firm's regulated product lines are not specified in available records. Eligible claimants may be entitled to FSCS compensation depending on the types of financial products held, subject to the scheme's applicable limits.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.