FSCS in-default register

Independent Mutual Limited

Declared in default20 February 2014FRN 230604

What this means for you

Because Independent Mutual Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Independent Mutual Limited (FRN 230604) has been declared in default by the Financial Services Compensation Scheme, effective 20 February 2014. The firm's specific product offerings are not documented in available records. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the type of financial product held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.