FSCS in-default register

R W Ralph Insurance Consultants

Declared in default12 November 1999FRN 136813

What this means for you

Because R W Ralph Insurance Consultants has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

R W Ralph Insurance Consultants (FRN 136813) was declared in default by the FSCS on 12 November 1999. The firm provided insurance services to customers during its period of authorisation. Former customers may be eligible for FSCS compensation of up to 90% of their claim with no upper limit, in accordance with the scheme's insurance protection rules.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.