FSCS in-default register

Sandbern Insurance Consultants (Keith Young T/A)

Declared in default18 November 1998FRN 131414

What this means for you

Because Sandbern Insurance Consultants (Keith Young T/A) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Sandbern Insurance Consultants (Keith Young T/A), FRN 131414, was declared in default by the FSCS on 18 November 1998. The firm operated as an insurance intermediary, though specific product details are not recorded in the available data. Eligible customers may claim compensation up to 90% of their losses with no upper limit under FSCS protection rules for insurance intermediation.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.