FSCS in-default register

First Mortgage Link

Declared in default19 January 2016FRN 313528

What this means for you

Because First Mortgage Link has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

First Mortgage Link (FRN 313528) has been declared in default by the Financial Services Compensation Scheme as of 19 January 2016. The firm's product types are not specified in available records. Eligible customers may be entitled to FSCS compensation up to £85,000 for regulated mortgage activities, subject to the scheme's standard claims assessment process.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.