Carl Julian Hanson, trading as Bright Future
What this means for you
Because Carl Julian Hanson, trading as Bright Future has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Carl Julian Hanson, trading as Bright Future (FRN 479765), a UK-regulated financial services firm offering pensions and investment products, was declared in default by the Financial Services Compensation Scheme on 25 October 2024. Eligible customers with claims relating to pension or investment products may be entitled to compensation of up to £85,000 per claim under FSCS protection. The firm's default triggers the compensation scheme's obligation to assess and settle eligible claims from affected customers.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.